Money and tax tools
Thirteen Indian salary, tax and invoicing calculators - what each does, why the tax year is printed beside every result, and why none needs an account.
Thirteen calculators for Indian salary, tax and invoicing questions. All of them are free, none of them needs an account, and none of them sends anything anywhere - they run in your browser.
Browse them at /tools/category/money.
What each one does#
Salary and offers#
| Tool | What it answers |
|---|---|
| In-Hand Salary | Your real take-home from a CTC number. |
| Old vs New Regime | Which tax regime actually costs you less. |
| Salary Hike Calculator | Hike percentage, new CTC, and the inflation-adjusted number. |
| Offer Comparison | Scores two to five offers side by side on more than just CTC. |
| Experience Calculator | Total work experience from your date ranges. |
Statutory entitlements#
| Tool | What it answers |
|---|---|
| HRA Exemption | Metro and non-metro HRA exemption, with the right metro list for the year. |
| Gratuity Calculator | What you are owed under the Code on Social Security, which replaced the Gratuity Act. |
| EPF Calculator | EPF and EPS corpus projected to retirement. |
| Notice Period & F&F | Last working day, buyout cost, and full-and-final settlement. |
| ESOP Tax Calculator | Perquisite tax at exercise, and capital gains at sale - the two separate events people usually merge into one. |
Freelance and invoicing#
| Tool | What it answers |
|---|---|
| Freelance Rate | Hourly and day rates, including presumptive taxation under 44ADA (section 58 of the 2025 Act). |
| GST Calculator | Inclusive and exclusive GST, with the CGST/SGST split. |
| GST Invoice Generator | A compliant freelance invoice, exported as a PDF. |
The tax year is part of the answer#
Indian tax law changes every February, and somebody comparing an offer received in March against one received in May is comparing two different sets of slabs.
So the year is shown on the calculation, and it is printed next to the result - not tucked into a footnote. Today the calculators cover two years:
- FY 2026-27 (Tax Year 2026-27), the default. It is the first year under the Income-tax Act, 2025, which replaces the 1961 Act, renumbers every section and drops the assessment year in favour of a "tax year". The slabs, rebate, standard deduction, surcharge and cess did not change. The HRA metro list did: Rule 279 of the Income-tax Rules, 2026 gives the 50% rate to eight cities, adding Hyderabad, Pune, Ahmedabad and Bengaluru.
- FY 2025-26 (AY 2026-27), under the Income-tax Act, 1961, still selectable because returns for it are still being filed.
Where a result cites a section, it prints the numbering for the year you picked, with the old number in brackets for FY 2026-27 - "Section 123 (formerly 80C)".
Every statutory number these tools use - slab boundaries, rates, caps, thresholds - lives in one place and is versioned by year, so a published year is never edited underneath you.
What they are not#
- Not tax advice. They are calculators, and they compute what you tell them to compute. A real return has circumstances a calculator does not know about.
- Not connected to your account. Nothing is saved, and nothing appears in your run history, because no run happened on our side. Closing the tab loses the inputs.
- Not a payroll system. Take-home is computed from the structure you enter; your employer's actual payslip may allocate components differently.
Related#
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